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Every decade produces one builder who sees what others don't.

Avisekh
Sharma

14 years inside India's largest banks taught him where the infrastructure breaks. In 2021, he left to build what should have existed all along.

The story begins

India's BFSI sector is a $1.3 trillion market running on infrastructure built for the last century. 10,000+ NBFCs. 40% digital lending CAGR. And nobody was building the rails.

Act II

The journey that made the builder.

2012
ICICI Bank
Where it started
India's largest private bank. Retail banking, credit, risk.
2018
IndusInd Bank
Where he saw the cracks
Led strategic initiatives across lending and digital banking.
2020
JointoLead
Where he bridged the gap
Bridge between financial services and technology.
2021
NextBigBox
Where he became the builder
Founded NextBigBox Technologies.
Act III — What he built
NextBigBox
Full-Stack Fintech Infrastructure · New Delhi
Not a product company. An infrastructure company. 80+ engineers, designers, and operators building the rails that India's BFSI sector runs on. 80+ enterprise clients. 6 SaaS products live. And counting.
80+
Enterprise Clients Across India's BFSI Sector
Banks. NBFCs. Insurance companies. Lending platforms. Not pilot customers — paying, recurring, expanding enterprise relationships.
The Arsenal

Six products. One platform.

01
E-KYC
Aadhaar, PAN, video KYC. Instant identity verification.
Identity
02
E-Sign
Aadhaar-authenticated digital signatures.
Compliance
03
OCR Engine
Bank statements, ITRs, salary slips. Parsed.
Automation
04
Fintech CRM
Lead to disbursement. Full lending lifecycle.
Platform
05
Sales CRM
BFSI-specific pipeline management.
Growth
06
Legal Tech
Case tracking, docs, compliance.
Legal
07
VoiceAI Pro
AI voice agents. Launching soon.
Next
The Lending Arm

Cashpey

An RBI-registered NBFC (under Naman Commodities Pvt. Ltd.) — the lending vertical of the NextBigBox ecosystem. Transparent digital personal loans, powered by our own infrastructure stack.

Next unlock: Loan Against Securities — combining our NBFC license with SEBI brokerage capabilities. A new high-margin lending vertical.

Status
RBI Registered NBFC
Product
Digital Personal Loans
Pipeline
Loan Against Securities
Advantage
NBFC + SEBI Broker License
The Credentials

Forged at the finest.

IIM Calcutta
Management Programme
IIM Ahmedabad
Executive Education
Harvard
Leadership Programme
IIM Bangalore
LDT-7 · Currently Enrolled · FAU Nuremberg Immersion
🏆
Forbes India
2026 Recognition
⚡
40 Under 40
Emerging Leader
🎓
IIM Trifecta
Ahmedabad · Bangalore · Calcutta
30
Act IV — The Ask
₹30 Crore
Series A — Building India's Fintech Infrastructure
₹120–150Cr
Pre-Money Valuation
₹150Cr
ARR Target FY30
7
Products by FY26
40%
Product & Engineering
25%
Sales & Distribution
20%
Cashpey Lending Book
15%
Working Capital

The rails are ready.
The question is — are you?

Investor, partner, or fellow builder — the infrastructure that will power India's next financial decade is being written right now. In New Delhi. By this team.

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Detailed pitch deck, financial model, and data room access available upon request. Reach out to begin the conversation.